A fully equipped medical center on board will take care of all your medical requirements free of cost, as the medical insurance provided to you free of cost by your employer will cover all expenses. In case of serious cases, the company will arrange hospitalization in a port or even fly you back home and pay for your treatment in your home country, all at company expense. Your job will be kept for you till you return (unless you are declared medically unfit to continue.)
Apart from the non-refundable processing fee, Indus will refund you any advance paid to us as long as we have not already made payment on your behalf for visas, medicals etc from this advance. If your air ticket has been booked, there will be a 10 % cancellation charge and the balance of the airfare will be returned to you. Furthermore, Indus will also not reimburse you for any other expenses like local transportation or for obtaining your passport or police clearance.
CDC stands for Continuous Discharge Certificate and is commonly known as the Seaman’s Book, which keeps an account of the contracts that you have completed for cruise lines. STCW certificates are basic safety training certificates that you get after doing a course. For some companies, you need one or the other (or both) in advance to be able to travel, in which case Indus will assist you in obtaining them. For others, you will get them on board after you join.
What are the tax laws regarding income earned on a cruise ship?
According to present Indian tax laws, if you work overseas for a period of 180 days in a year, then you are eligible for an NRI status, which allows you to get full income tax exemption on any income generated overseas. You do not pay any tax on your income in your employer’s country either, so potentially your salary is 100% tax free.
We should also caution you that cruise lines also have zero tolerance policy towards anti-social behavior like sexual harassment and racism, and such offenses can also be punishable by law, with penalty that could including imprisonment.
In most cases, you work for between seven and nine months’ contracts, depending on your position and on the cruise lines that you are joining. Contracts are renewable (eg, if you work for Carnival, they will send you home with a return ticket dated 2 months later) and also be curtailed at the discretion of the shipboard management.
Many Indians who started at the bottom are today in senior management positions on the international cruise lines. And many who leave after the experience of several contracts find very good jobs in hotels and restaurants on shore and even start up their own businesses.